Acceptance of Terms
By accessing or using this website (the “Site”), you agree to these Terms of Use. If you do not agree, do not use the Site. We may update these Terms from time to time; the “Last updated” date will change when we do. Your continued use of the Site means you accept the updated Terms.
These Terms apply to the services and information provided by Coastal Benefits Insurance Group (“we,” “us,” or “our”). For how we handle personal information, see our Privacy Policy.
These Terms apply to the services and information provided by Coastal Benefits Insurance Group (“we,” “us,” or “our”). For how we handle personal information, see our Privacy Policy.
Website Content
The content on this Site is for general informational purposes only and does not constitute legal, tax, financial, or medical advice. We aim for accuracy but do not guarantee that content is complete, current, or error-free. You are responsible for how you use the information. Always review plan documents and carrier materials before enrolling or making decisions.
Benefits, premiums, and carrier availability can change without notice and may vary by location, eligibility, and other factors.
Benefits, premiums, and carrier availability can change without notice and may vary by location, eligibility, and other factors.
Intellectual Property
All text, graphics, logos, icons, images, and other materials on the Site are owned by or licensed to us and are protected by applicable intellectual property laws. "Coastal Benefits Insurance Group" and associated marks are our trade names or trademarks.
You may view, download, and print materials for your personal, non-commercial use, provided you keep all copyright and proprietary notices intact. Any other use, including modification, distribution, or republication, requires our prior written consent.
You may view, download, and print materials for your personal, non-commercial use, provided you keep all copyright and proprietary notices intact. Any other use, including modification, distribution, or republication, requires our prior written consent.
User Conduct
You agree not to misuse the Site, including by: (a) attempting to gain unauthorized access to systems or data; (b) introducing malware or harmful code; (c) scraping or harvesting information without permission; (d) interfering with Site operation; (e) submitting false, misleading, or unlawful information through forms; or (f) using the Site for any unlawful purpose.
We may suspend or restrict access if we reasonably believe your use violates these Terms or poses risk to the Site or others.
We may suspend or restrict access if we reasonably believe your use violates these Terms or poses risk to the Site or others.
Third-Party Links
The Site may contain links to third-party websites or resources. We do not control, endorse, or assume responsibility for any third-party content, products, or services. Your use of third-party sites is at your own risk and may be subject to their terms and privacy policies.
Disclaimers & Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, THE SITE AND ITS CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF ACCURACY, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.
IN NO EVENT WILL WE BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR ACCESS TO OR USE OF (OR INABILITY TO ACCESS OR USE) THE SITE.
You agree to indemnify and hold us harmless from claims arising out of or related to your misuse of the Site or violation of these Terms.
IN NO EVENT WILL WE BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR ACCESS TO OR USE OF (OR INABILITY TO ACCESS OR USE) THE SITE.
You agree to indemnify and hold us harmless from claims arising out of or related to your misuse of the Site or violation of these Terms.
Medicare Disclaimers
We are not connected with or endorsed by the U.S. government or the federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1‑800‑MEDICARE to get information on all of your options.
Governing Law & Venue
These Terms and any dispute or claim arising out of or related to them are governed by the laws of the State of New Jersey, without regard to conflict of law principles. You agree that the state and federal courts located in New Jersey will have exclusive jurisdiction and venue over any such dispute, and you consent to the personal jurisdiction of those courts.
Accessibility
We strive to make our Site accessible and usable for everyone. If you experience difficulty accessing content or using any feature, contact us and we will work to provide the information or assistance you need in an accessible format.
