Your Benefits Partner
Local, unbiased guidance with access to multiple top carriers. Compare options for small business, individuals, and Medicare.
Small Business Health Plans
Small Business Health Plans
Control costs and support your team with level-funded and ACA options.
Individual & Family Plans
Individual & Family Plans
Compare ACA plans, networks, and subsidies to fit your needs.
Medicare Supplements
Dental & Vision
Multiple Solutions & Guidance
- Access to multiple carriers and plan types.
- Unbiased advice tailored to your needs and budget.
Compliance & Clarity
- Compliance expertise for ACA and Medicare rules.
- Clear, side-by-side comparisons so you can decide confidently.
- NOTE: We do not work with Medicare Advantage Plans
It is recommended you contact the company directly
Step 1: Consult
Schedule a quick call to discuss goals, budget, and preferred doctors or networks.
Step 2: Compare
We present multiple options across carriers, plan types, and costs—no jargon.
Step 3: Enroll
We assist with forms, enrollment windows, and ongoing support after you enroll.
What Clients Say
“Coastal Benefits made choosing a plan simple and saved us money.” — Small business owner
“Clear, patient guidance through ACA options—so helpful!” — Individual client
“They explained Medicare clearly and handled enrollment smoothly.” — Medicare client
Licensed in New Jersey. Partnered with leading regional and national carriers.
“Clear, patient guidance through ACA options—so helpful!” — Individual client
“They explained Medicare clearly and handled enrollment smoothly.” — Medicare client
Licensed in New Jersey. Partnered with leading regional and national carriers.
Important deadlines, required documents, and tips to avoid application mistakes.
Are Dental Plans worth it????
Compare common network types, referral rules, and total cost considerations.
An overview of level-funded plans, how they work, and when they’re a good fit for employers with under 50 employees.
“Level funded plans mitigate risk associated with the self-funded model. There is no risk of additional liability outside of what is being funded.”
— John Koewler
Unpack differences between Medigap and Medicare Advantage to choose confidently.
State-specific programs, carriers, and tips for NJ residents and employers.
Why Skyrocketing Premiums Were Inevitable Under Obamacare’s Design
Almost Entire Obamacare Premium Increases Paid for By Taxpayers
Initial, Special, and General Enrollment Periods explained with practical scenarios.
How vision plans work and tips to reduce out-of-pocket costs.
Annual policy updates that affect premiums, subsidies, and plan shopping.
A simple checklist and template to gather the right data for accurate group health quotes.
Get Your Quote
Talk to a local benefits advisor today. We’ll compare options and handle enrollment, at no cost to you.
Medicare Disclaimer: We do not offer every plan available in your area. Any information we provide is limited to the plans we do offer. Please contact Medicare.gov or 1‑800‑MEDICARE to get information on all of your options.
Medicare Disclaimer: We do not offer every plan available in your area. Any information we provide is limited to the plans we do offer. Please contact Medicare.gov or 1‑800‑MEDICARE to get information on all of your options.
